.insights-hero {
  background: linear-gradient(135deg, #1f3445 0%, #293f50 58%, #3a4f5e 100%);
  color: #fff;
  min-height: 470px;
  padding: 150px clamp(24px, 7vw, 120px) 86px;
  position: relative;
  overflow: hidden;
}

.insights-hero::after {
  content: "";
  position: absolute;
  right: -8vw;
  bottom: -180px;
  width: 520px;
  height: 520px;
  border: 1px solid rgba(228, 183, 65, 0.32);
  border-radius: 50%;
}

.insights-hero .breadcrumb,
.article-hero .breadcrumb {
  margin-bottom: 44px;
}

.insights-hero-copy,
.article-hero-copy {
  position: relative;
  z-index: 1;
  max-width: 920px;
}

.insights-hero h1,
.article-hero h1 {
  margin: 16px 0 24px;
  max-width: 980px;
  color: #fff;
  font-family: "Oswald", sans-serif;
  font-size: clamp(3.2rem, 7vw, 6.7rem);
  line-height: 0.94;
  letter-spacing: -0.025em;
  text-transform: uppercase;
}

.insights-hero h1 em,
.article-hero h1 em {
  color: #e4b741;
  font-style: normal;
}

.insights-hero-lede,
.article-hero-lede {
  max-width: 760px;
  color: rgba(255, 255, 255, 0.78);
  font-size: clamp(1.05rem, 2vw, 1.3rem);
  line-height: 1.7;
}

.insights-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 24px;
}

.insight-card {
  display: flex;
  min-height: 380px;
  padding: clamp(28px, 4vw, 48px);
  border: 1px solid rgba(41, 59, 75, 0.15);
  background: #fff;
  flex-direction: column;
}

.insight-card-meta,
.article-meta {
  display: flex;
  gap: 10px 18px;
  flex-wrap: wrap;
  color: #62717c;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.09em;
  text-transform: uppercase;
}

.insight-card h2 {
  margin: 30px 0 18px;
  color: #243949;
  font-family: "Oswald", sans-serif;
  font-size: clamp(2rem, 3.6vw, 3.2rem);
  line-height: 1.05;
  text-transform: uppercase;
}

.insight-card p {
  color: #586873;
  line-height: 1.75;
}

.insight-card a {
  margin-top: auto;
  padding-top: 30px;
  color: #243949;
  font-weight: 700;
  text-decoration: none;
}

.insight-card a:hover,
.insight-card a:focus-visible {
  color: #9a6f00;
}

.article-hero {
  background: #243949;
  color: #fff;
  padding: 140px clamp(24px, 7vw, 120px) 78px;
}

.article-hero h1 {
  max-width: 1100px;
  font-size: clamp(2.9rem, 6.3vw, 6rem);
}

.article-hero .article-meta {
  margin-top: 28px;
  color: rgba(255, 255, 255, 0.68);
}

.article-layout {
  display: grid;
  grid-template-columns: minmax(0, 760px) minmax(220px, 300px);
  gap: clamp(48px, 8vw, 110px);
  align-items: start;
  max-width: 1240px;
  margin: 0 auto;
}

.article-body {
  color: #394c59;
  font-size: 1.05rem;
  line-height: 1.82;
}

.article-body > p:first-child {
  color: #243949;
  font-size: 1.24rem;
  line-height: 1.72;
}

.article-body h2 {
  margin: 64px 0 20px;
  color: #243949;
  font-family: "Oswald", sans-serif;
  font-size: clamp(2rem, 4vw, 3.2rem);
  line-height: 1.06;
  text-transform: uppercase;
}

.article-body h3 {
  margin: 34px 0 12px;
  color: #243949;
  font-size: 1.25rem;
}

.article-body a {
  color: #6f5100;
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
}

.article-body ol,
.article-body ul {
  padding-left: 24px;
}

.article-body li + li {
  margin-top: 10px;
}

.article-body table {
  width: 100%;
  margin: 30px 0;
  border-collapse: collapse;
  font-size: 0.92rem;
}

.article-body th,
.article-body td {
  padding: 14px 12px;
  border: 1px solid #d8e0e4;
  text-align: left;
  vertical-align: top;
}

.article-body th {
  background: #edf1f3;
  color: #243949;
}

.article-callout {
  margin: 44px 0;
  padding: 28px;
  border-left: 4px solid #e4b741;
  background: #f5f1e7;
  color: #243949;
}

.article-sidebar {
  position: sticky;
  top: 110px;
  padding: 28px;
  border-top: 4px solid #e4b741;
  background: #edf1f3;
}

.article-sidebar h2 {
  margin: 0 0 16px;
  color: #243949;
  font-family: "Oswald", sans-serif;
  font-size: 1.55rem;
  text-transform: uppercase;
}

.article-sidebar p {
  color: #586873;
  line-height: 1.65;
}

.article-sidebar .button {
  width: 100%;
  margin-top: 12px;
  justify-content: center;
}

.article-faq details {
  padding: 20px 0;
  border-top: 1px solid #d8e0e4;
}

.article-faq details:last-child {
  border-bottom: 1px solid #d8e0e4;
}

.article-faq summary {
  cursor: pointer;
  color: #243949;
  font-weight: 700;
}

.article-faq p {
  margin-bottom: 0;
}

@media (max-width: 900px) {
  .insights-grid,
  .article-layout {
    grid-template-columns: 1fr;
  }

  .article-sidebar {
    position: static;
  }
}

@media (max-width: 600px) {
  .insights-hero,
  .article-hero {
    padding-top: 118px;
  }

  .insight-card {
    min-height: 0;
  }

  .article-body table {
    display: block;
    overflow-x: auto;
  }
}